“If you’re at your destination and the place you’re staying has no electricity, no food service or running water, you shouldn’t have to stay there, and your interruption benefits can help,” says Godlin. Your trip interruption benefits can also pay for a last-minute flight home when you have to cut a trip short for reasons covered in your policy, which typically includes severe weather. Trip interruption travel insurance also compensates you for prepaid, non-refundable deposits for missed portions of your trip because of inclement weather, such as hurricanes. Your destination is under a hurricane warning.Your destination is uninhabitable because of weather or under evacuation orders.Your common carrier airline is significantly delayed for a specified amount of time (the time delta required will be defined in the policy, such as six hours).
To make a claim under this coverage, generally one of the following requirements must be met: This benefit will reimburse you 100% for lost pre-paid and non-refundable deposits if your trip has to be canceled due to inclement weather. Make sure to buy a policy that has trip cancellation insurance for hurricane and weather events. Travel Insurance for Hurricane-Prone Destinationsīecause of the storm threat, severe weather is the primary concern for travelers with beachy vacations planned during hurricane season, says Steven Benna, spokesperson with Squaremouth, an insurance comparison provider. Source: Squaremouth, based on sales of travel insurance sales before May 20, 2022, for trips from June 1 through Labor Day weekend 2022. If you’re traveling outside the U.S., make sure to check the entry requirements of your destination well before you go, such as required travel insurance, entry forms and Covid tests. If a hurricane could affect your trip destination, look for a comprehensive travel insurance plan with strong coverage in three particular areas: Trip cancellation, trip interruption and trip delay. “Here’s why: You get the longest length of time for cancellation benefits at no extra cost, and it’s not going on sale, so what are you waiting for?” asks Godlin. Ideally you’ll purchase a travel insurance plan at the time you book your trip and pay your first deposit, says Beth Godlin, president of Aon Affinity Travel Practice, a travel insurance provider. Travel insurance should be part of your game plan when booking a hurricane-prone trip destination, whether it’s Florida, Texas or a resort in the Caribbean. Taking the historic travel numbers from MMGY and adding the current economic trends equals AAA's projections.One potential drawback of booking a trip to a spot with sun and sand is the risk of hurricanes-particularly June through November, which is the peak season for hurricanes. "We use the smaller sample size to then populate and extrapolate, basically estimate these larger volumes." So what you could do then is continue that trend line and just forecast information," she said. What can be gleaned from the data that is gathered about future travel? "We capture in total about 300 variables," said Sindy Diab, VP of Travel Performance Data for MMGY. Questions include: Where did you go? How did you travel? Where did you stay? How much did you spend? Who did you go with?
About 5,800 travelers complete the survey response, explaining what they did over those holiday weekends. DK Shifflet will contact 14,000-17,000 a month and conduct surveys.
"Every year when we're saying we're at 11% higher, we're projecting 7% higher than last year in whatever category it is, we're looking at the actual numbers that were that previous cycle," said Mitts.ĪAA gets those "actual numbers" from MMGY Travel Intelligence, specifically the DK Shifflet Travel Performance Monitor. This Memorial Day weekend is expected to be busier than the last.
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